Insurance is tricky. It’s not like buying a chair or a shirt or groceries. When you buy insurance, you’re buying a promise. It’s a promise that if something catastrophic happens to you, your family or your business, your carrier is going to assist you to make your situation whole again. Sometimes, though, it’s tempting to question the value of insurance because it is an intangible product.  We plan for major life events through the use of insurance to ensure our client’s assets and goals are protected.